Getting Your Finances in Order before Buying an Orange County Home

It is a buyer’s market. This means that if you are interested in home ownership, now is the time to search. Before you preview Orange County homes or homes outside of Orange County, be sure that your finances are in order. This will help streamline your home buying experience.

First, establish your budget. How much home can you afford?  Know that houses in Orange county trend upwards of $2 million dollars. If you aren’t ready to move into a luxury home, adjust your sights accordingly. Your credit score sometimes limits the amount of home you would be able to buy anyway. You are entitled to a free copy of your credit score from one of the three credit reporting bureaus. They are Equifax, Experian, and TransUnion.  Either one will do. You won’t be able to get a home without one of these, unless you intend on paying cash for your new home.

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